How can save time and money

10 Importants Tips to save Time & Money

Save time and money

These are difficult times and every small business (and large one) needs to find ways to save money and time without delivering less value to their customers.  Service to customers must be maintained, and product or service value is the key to continued business.  So what can you do?

Here are 15 tips that are proven time or money savers. Time is money so the two savings are combined here. Since many small businesses are operated out of home offices, these will also save money and/or time at home. Choose the ones that work for you and start saving now.

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saving tips for time & money

Stop Buying Stuff:

If you don’t need something, don’t buy it. no matter how great the deal is.  There’s no right price for something you don’t really need.Any time you buy anything and don't use it.you are wasting your time as well.the effort that went into the purchase.  

                                                 

spend less time

Spend Less Time At The Store:

Some shopping trips are necessary. We all need grocery .in and out of stores as speedily as possible to avoid any temptations

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shop for best

Shop For Best Banking Deals:

 Switch bank accounts to the places where they offer free, unlimited check writing, no fees on accounts, etc.  Shop around and see whose deal is best.  If you plan to keep a healthy balance in any account, ask where it can be parked to earn interest and swept to the checking account when needed.

                                               

Time is money

Be aware of Scams:

Getting your identity hijacked can eat up hours of your time as you try to sort out the aftermath with various financial institution and credit bureaus. To minimize chances of that unpleasant experiences be specially wary of emails from strangers, advertisement for weight loss, credit cards, schemes, solicitation for charities       

                                          

use email

Use Email Wisely:

Don’t argue on email.  It is damaging, counterproductive and usually escalates an argument instead of resolving it.  Meet face to face (first choice) or talk person to person on the phone.  Assume that you can and will resolve the argument and say so-that alone goes a long way to resolving it.  Don’t print emails unless you need a hard copy for some good reason – it just wastes paper, ink, time and money.

                                                   

private label good

Private Label Goods Are Good Buys:

Buy private label goods where the store guarantees them or will replace them with brand names if you are dissatisfied.  Kroger and OfficeMax both do this.  Wal-Mart will match any competitor’s advertised deal-but bring the ad along.  Compare prices and learn who has the best deals.

                                                               

plan ahead                      

Plan Ahead  Avoid Wasted Travel Time & Fuel:

Plan trips, in fact, plan all activities, to avoid doubling back or traveling further than necessary.  Think of making a loop, hitting all the stops and ending up where you want to be. Arrange the pickups/drop offs in an order that takes you out & back in the loop, not in & out, back and forth.  You’ll save time, fuel, wear & tear on vehicles-and money.

                                                                            

fewer words                                   

Use Fewer Words Get To The Point:

Don’t write long letters or emails if short ones will do.  Ditto voicemails.  What’s the subject, what do you need (info, help, meet, etc.), when can you be reached with a call-back?

                                                          

Eat at home

Eat At Home: 

Not only do you spend a lot of money,when you go out to eat.but the trip also takes up significant amount of time.you have to travel to the restaurant,order then eat instead stay home & try saving time and money.

                                                    

                     

Schedule Automatic Payments:

Instead of wasting time writing and mailing out checks each month,That's way you can spend time on an activity,you enjoy rather than suffering envelopes,and you can  stop buying as many stamps too.

                                                

dont reply

Don’t Reply To All:

 Don’t use the “reply to all” function.  It just makes more emails for everyone else to read, wasting time.  Occasionally an embarrassing email goes to someone who shouldn’t get it — and that can cause big trouble.

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Entertain your family

Entertain yourself and your family for less:

With all this time you're saving.you might be able to devote more of it to fun.To keep your entertainment budget in check.As many couples can tell you, they all need a break every now and then from the children.

That said how about a little time together as a couple No matter the activity or activities you have, you give yourselves the one-on-one time you need.For kids, they’d welcome this opportunity too to have a few clothes and toys packed in an overnight bag So, call the grandparents or a dependable aunt or uncle and plan your outings.

In looking for new ways to entertain your family, will you come up with the right call this time

                                        

save on all utilities 

Save On All Utilities: 

Turn down the thermostat  (or up)  one degree makes a difference; 2-3 saves more.  In winter, wear heavier clothing; in summer, dress cooler.  Use a programmable thermostat-reduce heat and A/C use when gone or sleeping.  Reduce water heater temperature settings; run only full loads in washers, dryers & dishwashers. 

Maintain your HVAC, and it can save you money. A humidifier in winter keeps the air feeling warmer, and reduces health problems due to winter dryness.  Maintain furnace filters  change (or clean) them regularly. 

                                 

save time